Domestic business

Since I started living separately from my parents, I've been enjoying certain things. Namely, I like that I'm cooking on my own, things I like and the way I like it. However, Cooking is inseparable from washing the dishes which I hate with all my heart. I find a special delight in preparing a nice breakfast of pancakes and jam, or eggs with vegetable slices… I also love baking. But! After all is done steaming , you cannot enjoy the meal, as you have to wash the heap of dishes. Well, my boyfriend usually refuses doing the dishes, which leaves me no choice. I wash them; I invent different treats for myself to make washing more pleasant. Foolish, you may say? That's it! But my kitchen is always clean thanks to those tricks.

Closing a number of debt lines

It is high time to tell you about my latest achievement. I managed (somehow I don't quite realize how)to close my debts on a loan and credit cards. Of course, I got the money not out of air! We sold the second car (it wasn't old, happily) and now I enjoy breathing free!
Not long ago I read that after paying out your every debt, the credit score changes to the positive. So I decided to check it out. Since I'm short of money, I chose to get free credit score. Just to make sure it is worth using.
A friend of mine tried her best to convince me that all those free online services are scams and they are more dangerous than useless. But I'm a risky kind of girl! So I used the site called free-credit-reports.com and got my report just the next day. After this I'm going to pull a paid credit report and compare if the free one and the paid one are just the same.

Scaaaary?

The really scary thing is going to be on the forthcoming night, as it will be Halloween night! Are you going to dress up for the night and go paartying?
My friends and me are planning to do some clubbing, most of us in costumes. We decided to be different dishes - fried eggs, pork chop with green peas,chips, etc. In our favorite club there will be free entrance for those in costumes this night.
Yahoooooo!!!!

Can't get enough of politik humor

This picture is so heart-touching that I couldn't but introduce it here. So nice, isn't it?

So many authors are inspired by the future elections, and I see that the closer our voting is, the more creative people get)))

Another piece of pre-election art

I was charmed by this picture and I couldn't but post it here! it is really creative and this soviet style expresses how much the author hates these people - Palin, McCain and Bush. Not only the graphics is so much like the soviet style, but also the expression on their faces. They hint at Stalin haha!!!
I want to underline that I'm not promoting any political views. I just liked the idea of representation.

Under pressure

It is not about Freddie Mercury's song, it is about that my finances are terribly low. I hear a lot of information about the banks going bankrupt, but my bank seems to be flourishing. My variable rate has gone up, so now I'm seriously thinking about moving my balances onto a new card.
I'm searching for balance transfer and have looked through a lot of websites including this http://creditbreak.com/Low-APR-Balance-Transfer.php. However, none of the deals seems to be really beneficial or money saving. At least, I'm going to get a fixed rate plastic.

Funny sarcastic

I came across two very funny collages depicting McCain and Sarah Palin like pigs or something. the cutiest one is with McCain, so I uploaded it here.
Actually, I'm not into politics and I'm not in the habit of sharing my veiws on these matters, but these pictures show how inventive people can be when fighting for people's opinions. These pictures appeared after Obama's speech about pig with lipstick on and fish in a new wrap, I guess.

Another film which is more of a 'must see'

Though it is the year of 2008 currently, I haven't seen some if the old good films so far. One of them is Virgin Suicides (1999) starring Josh Hartnett, Kathleen Turner, Kirsten Dunst and even Hayden Christensen taking a cameo role.
Actually, this film was especially touching for me because it reminded me of my own life, when my parents did their best to restrict me from everything outside the home. I was really obsessed with the idea of suicude...

A great film to be a "must see"

I'm fond of video rentals shops. I really do! Sometimes you can find absolutely unique films there! Back in a few days, I found a very good film which is worth to be seen by many. It is The Pathfinder with my favorite Karl Urban starring. I wouldn's say it is a film without violence - it has a lot of it. You judge for yourself when you see it.
I liked the message fo this movie: it will never do to ruin the nature and the life of those who leave in harmony with nature. Agression never wins! This idea is especially important for the current US governement which is still supporting war in Iraq and is spreading armament all around the world.
The film is great in everything - hotty Karl as Ghost, charming girl as Starfire, amazing landscapes and costumes.

Financial matters

All the regular readers of my blog (if there are any)know very well that I'm very concerned about money and credit matters. First of all, I decided to learn wise credit management and the secrets of saving money. So, I read a number of financial blogs and web-sites to widen my horizon in this topic.
I should say that among many web-sites that I'm used to visiting is www.credit room. t is interesting that this site is for women and they say they help women to know more about credit cards and finance. Actually,I like the design and it makes me visit this site quite often.

New phone!!!

I bought a new phone at last! Actually is not quite a phone, it is a pocket PC. the moment I saw it I understood it is my thing. Though I've never liked Samsung mobile phones, this Samsung i710 is cute and smart! Enjoy the picture

Autumn is coming so soon and just got an idea of buying rubber boots. That's really a mad idea, everyone says, but I want them badly. LOok at the picture of the boots and tell me: aren't they cute?

My mom has always been fond of gigantic things - she bakes huge pies, she lives in a temple-sized apartment... And when she came to buying a new TV, of course, she bought a huge plasma!
Now we are happy to have a real home theater and yeasterday night I watched Hellboy just like in on the movie screen! I changed my point of view on large plasmas and now I'm sure it is worth buying if you are a real movie fan or just a lover of visual effects. So, if you have money or a good credit card - go and buy one!

After vacation, finances are harder to manage...

I'm back from my vacation and I'm full of energy for work and writing here! Sea is really fabulous and I still feel like hearing the roaring of the sea.
As I returned home, I learnt that my cousin has got the new job of financial advisor. I was really shocked as I have always known her as a big spender! Haha a financial advisor who never saves her money!!! She is told to advise on getting credit cards and rebuilding credit after going through Chapter 7 or 13 of Bankruptcy Law might be quite an easy job, if you know what type of a credit card is best for your situation and is more likely to be approved. That's awsome, indeed...
I'm pretty sure I will never turn to her assistance - I'd better get used to read Dave Ramsey's blog!

Hi

I'm not a frequent writer here, but I try to write something when I have some time. I would like to continue the series of posts about my favorite websites.I hope you won't be absolutely shocked by me if I say I check out the new posts at PerezHilton.com daily! That's a really absorbing site to which I got addicted. It is not an ad, in fact! This site, as well as Jezebel.com, for example, just lets me relax and have a lot of fun! Those stars are so ugly and tasteless, quite unlike we are!!!

Thinking about finances this summer

It is the middle of the summer and I guess I have to get ready for a holiday! Have you already taken one? Me not...
So, the point of my thoughts now is where I should get some money for the forthcoming two weeks at the sea. No ideas yet, besides taking a credit card. This was suggested by my mom and I still can't find anything better than following her advice. Saving money doesn't help, as I can't save much due to regular expenses on numerous necessities... So I don't know whether I should take additional job or simply apply for credit card to finance my vacation. The latter seems absurd, as well as the former, though. Why can't one simply go and have fun, without paying loads of money for it? I'm ready to pay for anything but seven days of rest, because I'll have to work twice harder just to afford it.

Pregnant Men - New Reality or Just a Freak???

Recent reports of Thomas Beatie to have given birth have caused a lot of discussion in press and in public. Some say, he is not actually a man - his sex organs make him a woman, for sure!
Others say, it is freaking ugly to see a man with a beard and a baby bump. They are undoubtedly right, as it looks really really weird.
To me, there is no actual difference, whether the husband or wife give birth to their child, as life is full of misfortunes and not every woman possesses healthy reproductive organs. (you probably remember, Tom's wife has no ability to give birth).
Frankly speaking, I would rather let my husbandgive birth to our children rather than do it myself :-))))
What about you?

Street fashion online

I'm fond of street fashion =- it is really fabulous! I admire the people wearing clothes to express their idividuality: this is ART indeed. I sometimes spend an hour or at web-sites devoted to street fashion of different cities of the world. This site - www.facehunter.blogspot.com is one of my favourite sites. Sometimes I wish I could dress like those creative people.

As far as I remember, I haven't mentioned in this blog that I'm fond of advertising and marketing tricks: I like to check out new interesting ads, I collect vintage ads and I'm interested to read about new advertising campaigns.
So, I recently came across a website offering credit cards for woman! It is called CreditRoom.com and at the first sight you see that they sell something for women, haha.
What seemed even more funny to me is the statement that their site was made by women and for women. I remembered O.b. ads and some ads of panties or a related stuff and find their approach amusing. But there is one but... What if o.b. will get angry and destroy that little cute site?

Life and Choice

It is no easy matter to make a decision when it comes to buy things. You have money, but the amount is limited while your needs and desired are absolutely unlimited. Today I understood how bothering decisions are: our family has a dilemma of buying additional equipment for the car or new TV and some furniture.
The saddest thing about this kind of purchases is that things get old and you start hating them in some months or years. We have furniture, but it is ugly… we have a place to store our clothes and books, but the ugly cupboard makes life rotten! That’s the way a modern man lives – al the time you should struggle the desire and determine the needs, resist the temptation. Seducing us, manufacturers build villas and marry hot models. But are the things we buy worth the labor we do to earn money for this?

Just a thought about finances

Everybody knows already that recession is in full swing. We were afraid we wn't be able to afford many things including Las Vegas and credit cards... to the total surprise, the latest surveys showed that the usage of credit cards became increased! What is the reason? People have gone mad?
An easy and sad explanation is drop in consumers' buying ability. People find less opportunities to pay in cash, they have to live in credit. Since prices skyrocketed, there is no other way than living beyond means according to how you used to live. Is it fair? or is it wise? I have no credit card at the moment...

Cuties

I came across a picture of the cutiest kangaroos - the mommy and a little albino child. They live in Uzbekistan zoo and the child is really a wonder! You can't but admire these creatures!

Going to work - it is better to keep green?

Now that it is spring in bloom and summer is coming soon, I have an important dilemma: going to work by car or by bicycle. Many people in my town choose bicycle, because it gasoline is very expensive and cycling is less harmful for the environment. What I'm not sure about is whenther it will be great if I come to my work on bicycle. I don't wear a suit, but still I should look spin and span. Will I look clean after a 20 minutes' ride on a bike? Besides, I'm afraid I won't look as reputable as if I went there by car. The green aspect of the matter is obvious, but... So, I can't decide. Probably bike. Or car. Hmmmm...

Credit for people with bad credit history

is really not the thing I would like to have now! I remember the time my credit was really really bad and I could only afford having a limit of $300 and a sky high interest rate. My credit is more than average now and I’m in constant search for a new rewarding plastic: I know it is harmful for the score… but I can’t resist the temptation! Quite occasionally I came across a listing of credit cards for people with really bad credit and I was about to cry – they are much cheaper now than some two years ago. Times and prices change so quickly!

Working in the office: so much to hate about it!

I work in an office. Like most of you, I guess. Every office has its own lifestyle, its own regulations. Do you like the lifestyle of YOUR office, does it fit your habits and personal rythm? Mine is not, frankly speakig. I see many people sit at their desks without any shade of fatigue, but I feel like in a cell, in a closed box. I like air. I need free breathing, not the dry and dusty air of my room. This and the presence of a lot of people makes me really tired and I have less energy to do my job.
I tried working at home - it is much easier and faster, I should say! So I wonder wh can't I do my job at home without spending 2 hours a day on my way to work and back???
I'm sure there should be opportunity for people like me - I will do all the things I have to do, but PLEASE not there in the stuffy office!
It is sad, but they pay much less money for working at home and it s not encouraged at all...
Where would you do your job - at home or in the office? Maybe, I'm a pervert??!!!

Credit Card Shaving: a New Invention of Identity Thieves!!!

Identity theft has become the nightmare of every holder of a credit or a debit card. Even if you are a user of some exclusive credit card deals, you can face this problem. What scares people most of all is the fact that you can fail noticing you have become identity theft victim. Numerous experts from credit card companies and special organizations give their countless tips on how to protect your credit. You can fall victim of credit card fraud, even if your plastics are in your wallet and you haven’t received alerts of stolen credit information, but there are credit card transactions you didn’t make. Experts call this credit card shaving and offer a number of security measures against it.
I hear about this for the first time, so I decided to publish the details of the issue in my blog. Credit card shaving sounds really strange, probably, because this is a new crime in the variety of scams. Scammers, surprisingly, do not try to get your credit card or personal information in any way. They just try out the combination of figures which make a valid credit card number. After that the masters of blade and glue stick cut the digits from the old plastics and put them in the valid succession. After that they are free to use the hand-made credit card for purchases. The police say victims rarely aware of the scam, therefore, the criminals can make multiple purchases with one and the same credit card number.
As you see, identity thieves have become really inventive nowadays. I believe it is necessary to check out the new issues concerning this problem, and I bookmarked Privacy rights site to be always in the know of independent information.

A fabulous find in the Web

I got a habit of browsing such sites as digg or furl to discover new and interesting info for fun and practical use. Today I came across a link I was happy to find - Darwin works online. it is a site which contains all eminent works by Ch. Darwin, including The Descent of a Man, Origins of the Species and many more. That was exactly what I was searching for not long ago and now I've found them all!

I'm searching for a new...

cell phone! My old kind Nokia 6101 can no longer meet my needs. And it is covered with multiple scratches, since I used to carry it in my jeans pocket from which it used to fall out.
I'm tired of browsing the web, really. It is not easy to find the phone of your dream which does not cost my monthly salary. I want a slider, with a camera and good memory, also with mp3 and something intriguing.. I don't know what... Probably, some of you can make a suggestion of a good Nokia phone?

It is April already and I still don't know what my credit score is like. There are a lot of sites that cater for credit reports online, and my aim today was to find the one which could give me reliable information and the reports itself as well. After a bit of googling, I came across a web-site that looks unpretentous, but contains a lot of valuable information. Ah, it's called unioncreditreports.com - I ordered my credit report and credit score from this site already.
I still doubt whether it can make any good to order some books about frugal living from this site. the articles are useful, but not for me, as I keep spending beyond my means...
Hope you are wiser with money!

I Am Legend (Post III)

I read the book this weekend! Well, and it impressed me more than i expected, in fact. Another thing to be mentioned is the second title of the book - The Omega Man, having the meaning "the last man" - very conceptual, isn't it?
Now, some words about the content and the message of the book. The story unflods in the 70s of the 20th century (the book was written in 1953, by the way). An unknown virus was spread rapidly and turned the people into vampires. Well, I think there is no need to retell the plot, as any of you can read the novel by yourself (it is quite short, by the way). What really needs mentioning is the idea being expressed by the author: the norm is defined by the majority, and Nevill, being the last healthy man on the Earth was not normal. He used to kill the infected, family by family, in the daylight, and after dawn they found their friends, relatives and children dead and these were painful losses for them, just like it could be for any human beings.
That's why the ill were afraid of him, hated him and caught him finally to put him to death, as there was no place for Robert Nevill in the future state of the infected people.
Was it a bit of intrigue? Then read the book, it's worth it!

Spring is about to come finally!

Well, although it is march already, it is still cool. There is nothing quite new in my life. Ah, there is! I've got a pet parrot at home and it is oh so cute! Now I know that birds have tongues and they can lick! (my cutie is fond of licking water from the floor of the cage). Lyrical digression, you see.
My life now is something uncertain: I'm searching for a new work, I'm thinking over a mortgage and I'm about to go studying, but don't know what so far. The only things that cheer me up is my little parrot and my family, so everything is not so good, as you see.
Now I can't spend much money, as everyday there is a risk of losing job for an indefinite period.
Wish me luck, so that I could put my life in order as soon as possible.

Browsing the Web

I browse the web in the search of some useful personal finance information... I'm jsu very surprised at the fact that most info is NOT FREE! They want you to pay money for knowledge, otherwise you will be provided with heaps of spam! However, I found a number of sources which are worth attention... At one of the sites I enjoyed reading credit card education section with comprehensible information FOR FREE!!! Will keep on watching the updates there...

I Am Legend (Post II)

Another post about the film)))
I found out that there is a book upon which the film was shot. Now I'm going to read one, as there will be plenty of time for this next week. I probably liked the idea immensely, or it is just an influence of mass media???

Some new stuff about finance)))

There was a program on TV about innovations in mass services.. And one of the messages was about taxi drivers being paid and tipped. they said very soon there will be terminals in each cab and we'll be able to use credit card in taxi to pay for the ride. I guess, taxi drivers are not happy to hear that, since people will pay less tips and everything will be under more control..

Better late than never..

I have just watched 'I Am Legend'... I know you all saw it in summer))) I liked the film! The first good film with Will Smith, indeed. All the monsters and the ruined New York were in no comparison to the play work of Will Smith. He was really convincing! And that cute dog...
Ironically, I have just heard about a new treatment for flu, without any injections... Hmm... I'm scared))

Better late than never..

Alarming News

Oh, I haven't been posting anything for ages!!! Now I'm here again to go on discussing things that make me anxious. The latest report that really made me anxious is the analysis of the recession in the US economy. It is common knowledge now that one of the main reasons for it is unrestricted crediting of cosnumers with bad credit. As a consequence, they couldn't pay back their credit. But, good news for those with positive score: Federal Reserve lowers the interest rates! All the details of the issue can be found in the article Financial Crisis And Credit Cards at one of the reputable financial web-sources.