Closing a number of debt lines

It is high time to tell you about my latest achievement. I managed (somehow I don't quite realize how)to close my debts on a loan and credit cards. Of course, I got the money not out of air! We sold the second car (it wasn't old, happily) and now I enjoy breathing free!
Not long ago I read that after paying out your every debt, the credit score changes to the positive. So I decided to check it out. Since I'm short of money, I chose to get free credit score. Just to make sure it is worth using.
A friend of mine tried her best to convince me that all those free online services are scams and they are more dangerous than useless. But I'm a risky kind of girl! So I used the site called free-credit-reports.com and got my report just the next day. After this I'm going to pull a paid credit report and compare if the free one and the paid one are just the same.

Under pressure

It is not about Freddie Mercury's song, it is about that my finances are terribly low. I hear a lot of information about the banks going bankrupt, but my bank seems to be flourishing. My variable rate has gone up, so now I'm seriously thinking about moving my balances onto a new card.
I'm searching for balance transfer and have looked through a lot of websites including this http://creditbreak.com/Low-APR-Balance-Transfer.php. However, none of the deals seems to be really beneficial or money saving. At least, I'm going to get a fixed rate plastic.

Life and Choice

It is no easy matter to make a decision when it comes to buy things. You have money, but the amount is limited while your needs and desired are absolutely unlimited. Today I understood how bothering decisions are: our family has a dilemma of buying additional equipment for the car or new TV and some furniture.
The saddest thing about this kind of purchases is that things get old and you start hating them in some months or years. We have furniture, but it is ugly… we have a place to store our clothes and books, but the ugly cupboard makes life rotten! That’s the way a modern man lives – al the time you should struggle the desire and determine the needs, resist the temptation. Seducing us, manufacturers build villas and marry hot models. But are the things we buy worth the labor we do to earn money for this?