You have probably mentioned that I have a special interest to loans and credit cards and finance planning. Probably, because, it has always been my dream - become frugal for ever ;))
I decided to apply online for a credit card for - errrr - a 100th time. For this I have to know my points in credit history. I'll have to spend money.. again. As I looked through sites with credit cards, I noticed a strange thing. As they picture the scale of credit scores, they say: no credit - 0 points, bad credit - 350-619 points, on each page with lists of credit card offers, on every site. So I can't understand: how can it be so that after no credit with 0 points I suddenly get 350 points and bad credit... Is it a 350 points bonus for the debut in credit use or is it a general mistake? Hmmm...
Maybe, I should ask the experts? Frankly speaking, I feel a bit ashamed for not knowing that)))
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